{"id":48603,"date":"2018-12-03T09:29:34","date_gmt":"2018-12-03T08:29:34","guid":{"rendered":"https:\/\/prizrenpost.com\/al\/?p=48603"},"modified":"2018-12-03T09:29:34","modified_gmt":"2018-12-03T08:29:34","slug":"bankat-ne-kosove-rrisin-cmimet-edhe-me-shume-per-mirembajtje-te-llogarive","status":"publish","type":"post","link":"https:\/\/prizrenpost.com\/al\/bankat-ne-kosove-rrisin-cmimet-edhe-me-shume-per-mirembajtje-te-llogarive\/","title":{"rendered":"Bankat n\u00eb Kosov\u00eb rrisin \u00e7mimet edhe m\u00eb shum\u00eb p\u00ebr mir\u00ebmbajtje t\u00eb llogarive"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/prizrenpost.com\/al\/wp-content\/uploads\/2018\/12\/bankat.jpeg\" alt=\"\" width=\"100%\" height=\"\" class=\"alignleft size-full wp-image-48604\" srcset=\"https:\/\/prizrenpost.com\/al\/wp-content\/uploads\/2018\/12\/bankat.jpeg 780w, https:\/\/prizrenpost.com\/al\/wp-content\/uploads\/2018\/12\/bankat-300x169.jpeg 300w, https:\/\/prizrenpost.com\/al\/wp-content\/uploads\/2018\/12\/bankat-768x432.jpeg 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/p>\n<p><strong>PRISHTIN\u00cb &#8211; Disa banka komerciale q\u00eb veprojn\u00eb n\u00eb Kosov\u00eb, koh\u00ebve t\u00eb fundit kan\u00eb shtrenjtuar tarifat p\u00ebr sh\u00ebrbime p\u00ebr klient\u00ebt dhe bizneset, konkretisht tarifat n\u00eb mir\u00ebmbajtjen e llogarive bankare.<\/strong><\/p>\n<p>Tarifat p\u00ebr mir\u00ebmbajtjen e llogaris\u00eb p\u00ebr biznese n\u00eb 10 bankat komerciale fillojn\u00eb nga nj\u00eb deri n\u00eb 20 euro n\u00eb muaj, var\u00ebsisht nga banka, por edhe sh\u00ebrbimet q\u00eb ofrohen p\u00ebrmes pakove bankare.<\/p>\n<p>Kjo tarif\u00eb po kund\u00ebrshtohet nga afarist\u00ebt dhe p\u00ebrfaq\u00ebsuesit e bizneseve, p\u00ebrderisa zyrtar\u00eb t\u00eb institucioneve financiare n\u00eb vend, arsyetohen se tarifat posedojn\u00eb num\u00ebr t\u00eb madh t\u00eb sh\u00ebrbimeve.<\/p>\n<p>N\u00eb Raiffaisen Bank, n\u00eb list\u00ebn e tarifave p\u00ebr biznese, list\u00eb kjo q\u00eb \u00ebsht\u00eb rifreskuar m\u00eb 21 shtator t\u00eb k\u00ebtij viti, thuhet se pakot e llogaris\u00eb p\u00ebr biznese fillojn\u00eb prej 1.99 euro (p\u00ebr klient\u00ebt ekzistues), pastaj var\u00ebsisht nga produktet q\u00eb p\u00ebrmban pakoja e llogaris\u00eb, nis prej 3.99 euro, 6.99 euro deri n\u00eb 13.99 euro, kjo e fundit p\u00ebrfshin 19 produkte t\u00eb ndryshme.<\/p>\n<p>Banka ProCredit \u00ebsht\u00eb institucioni financiar q\u00eb n\u00eb fillim t\u00eb muajit tetor ka filluar se zbatuari tarifat e reja p\u00ebr klient\u00ebt.<\/p>\n<p>N\u00eb k\u00ebto ndryshime p\u00ebr mir\u00ebmbajtje t\u00eb sh\u00ebrbimeve p\u00ebr biznese \u00ebsht\u00eb rritur shuma n\u00eb 20 euro n\u00eb muaj. N\u00eb k\u00ebt\u00eb pako p\u00ebrfshihen 28 sh\u00ebrbime t\u00eb ndryshme.<\/p>\n<p>N\u00eb nj\u00eb p\u00ebrgjigje p\u00ebrmes post\u00ebs elektronike, zyrtar\u00eb t\u00eb k\u00ebsaj banke kan\u00eb th\u00ebn\u00eb se \u201cBanka ProCredit si bank\u00eb zhvillimore, mbetet e fokusuar dhe mb\u00ebshtet bizneset e vogla dhe t\u00eb mesme\u201d.<\/p>\n<p>\u201cP\u00ebr t\u00eb b\u00ebr\u00eb m\u00eb t\u00eb leht\u00eb, m\u00eb t\u00eb shpejt\u00eb dhe m\u00eb efikas bankimin me bank\u00eb edhe p\u00ebr klient\u00ebt e biznesit jan\u00eb integruar 28 sh\u00ebrbime bankare n\u00eb kuad\u00ebr t\u00eb llogaris\u00eb dhe si rezultat komisioni mujor p\u00ebr mir\u00ebmbajtje t\u00eb sh\u00ebrbimeve \u00ebsht\u00eb b\u00ebr\u00eb 20 euro\u201d, thuhet n\u00eb p\u00ebrgjigjeje.<\/p>\n<p>Por, afarist\u00eb t\u00eb cil\u00ebt jan\u00eb klient\u00eb dhe kredimarr\u00ebs n\u00eb k\u00ebto banka jan\u00eb befasuar kur kan\u00eb kuptuar se do paguajn\u00eb deri n\u00eb 20 euro n\u00eb muaj, respektivisht 240 euro n\u00eb vit.<\/p>\n<p>Burimi, pronar i nj\u00eb lokali n\u00eb qend\u00ebr t\u00eb Prishtin\u00ebs, e konsideron t\u00eb shtrenjt\u00eb tarif\u00ebn pasi nuk i shfryt\u00ebzon shumic\u00ebn e sh\u00ebrbimeve t\u00eb ofruara, nd\u00ebrkaq thot\u00eb se e ka t\u00eb pamundur edhe t\u00eb ndryshoj\u00eb bank\u00ebn, pasi si\u00e7 thot\u00eb, ka p\u00ebr t\u00eb paguar kredi edhe tre vjet radhazi.<\/p>\n<p>\u201cNuk \u00ebsht\u00eb e drejt\u00eb sepse bankat paraprakisht duhet t\u00eb njoftojn\u00eb klient\u00ebt dhe jo t\u00eb imponoj\u00eb sh\u00ebrbime q\u00eb nuk i d\u00ebshirojn\u00eb ata. N\u00ebse nj\u00eb person q\u00eb merr kredi p\u00ebr pes\u00eb vite dhe ka paguar n\u00eb muaj nga nj\u00eb euro, p\u00ebr mir\u00ebmbajtje t\u00eb llogaris\u00eb, tashme duhet t\u00eb paguaj\u00eb deri n\u00eb 20 euro pa p\u00eblqimin e tij. Banka e v\u00eb para aktit t\u00eb kryer dhe obligohet derisa t\u00eb paguaj\u00eb kredin\u00eb t\u00eb jet\u00eb parapagues i rregullt. Kur merret parasysh niveli i pagave n\u00eb sektorin privat, kjo i bie tet\u00eb p\u00ebr qind e pag\u00ebs mujore t\u00eb nj\u00eb personi\u201d, tha ai.<\/p>\n<p>Blerta Palushi, pun\u00ebtore n\u00eb sektorin privat, thot\u00eb se bankat komerciale po gjejn\u00eb forma t\u00eb ndryshme p\u00ebr t\u00eb p\u00ebrfituar.<\/p>\n<p>\u201cBankat komerciale nga k\u00ebto mbijetojn\u00eb. Por, tashm\u00eb sh\u00ebrbimet dhe tarifat i kan\u00eb rritur shum\u00eb, madje t\u00eb pap\u00ebrballueshme p\u00ebr biznese t\u00eb caktuara\u201d, thot\u00eb ajo.<\/p>\n<p>Edhe p\u00ebrfaq\u00ebsues t\u00eb komunitetit t\u00eb biznesit vler\u00ebsojn\u00eb se tarifat p\u00ebr biznese jan\u00eb shum\u00eb t\u00eb larta dhe kjo \u00ebsht\u00eb nj\u00eb nd\u00ebr ankesat e shumta t\u00eb bizneseve.<\/p>\n<p>Ky shqet\u00ebsim i bizneseve \u00ebsht\u00eb p\u00ebrmendur edhe n\u00eb hulumtimet e Aleanc\u00ebs Kosovare t\u00eb Biznesit, tregon Agim Shahini kryetar n\u00eb k\u00ebt\u00eb asociacion ekonomik.<\/p>\n<p>\u201cK\u00ebto tarifa jan\u00eb ngarkesa t\u00eb panevojshme p\u00ebr shkak se atyre iu ofrohen sh\u00ebrbime q\u00eb nuk mund t\u2019i shfryt\u00ebzojn\u00eb, kurse pagesat jan\u00eb t\u00eb obligueshme pavar\u00ebsisht faktit se a shfryt\u00ebzohen ato\u201d, tha Shahini.<\/p>\n<p>N\u00eb an\u00ebn tjet\u00ebr, bazuar n\u00eb Ligjin p\u00ebr Marr\u00ebdh\u00ebniet e Detyrimeve, bankat jan\u00eb t\u00eb obliguara t\u00eb informojn\u00eb paraprakisht klient\u00ebt lidhur me \u00e7do ndryshim, p\u00ebrfshir\u00eb k\u00ebtu edhe \u00e7\u00ebshtjen e shum\u00ebs s\u00eb mir\u00ebmbajtjes s\u00eb llogaris\u00eb.<\/p>\n<p>Banka Qendrore e Republik\u00ebs s\u00eb Kosov\u00ebs \u00ebsht\u00eb institucion q\u00eb mbik\u00ebqyr\u00eb institucionet financiare n\u00eb vend, por q\u00eb bankat aprovojn\u00eb \u00e7mimor\u00ebt e tyre, thuhet n\u00eb nj\u00eb p\u00ebrgjigjeje p\u00ebr mes post\u00ebs elektronike nga zyrtar\u00eb t\u00eb BQK-se, duke shtuar se klient\u00ebt mund t\u00eb zgjedhin n\u00eb m\u00ebnyr\u00eb vullnetare bank\u00ebn me t\u00eb cil\u00ebn mund t\u00eb bashk\u00ebpunojn\u00eb.<\/p>\n<p>Sidoqoft\u00eb, vet\u00ebm vitin e kaluar bankat komerciale kan\u00eb pas t\u00eb hyra nga tarifat dhe komisionet mbi 55 milion\u00eb euro, njofton REL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PRISHTIN\u00cb &#8211; Disa banka komerciale q\u00eb veprojn\u00eb n\u00eb Kosov\u00eb, koh\u00ebve t\u00eb fundit kan\u00eb shtrenjtuar tarifat p\u00ebr sh\u00ebrbime p\u00ebr klient\u00ebt dhe bizneset, konkretisht tarifat n\u00eb mir\u00ebmbajtjen e llogarive bankare. Tarifat p\u00ebr mir\u00ebmbajtjen e llogaris\u00eb p\u00ebr biznese n\u00eb 10 bankat komerciale fillojn\u00eb nga nj\u00eb deri n\u00eb 20 euro n\u00eb muaj, var\u00ebsisht nga banka, por edhe sh\u00ebrbimet q\u00eb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[3803,2087,48],"class_list":["post-48603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aktuale","tag-bankat","tag-kosove"],"_links":{"self":[{"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/posts\/48603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/comments?post=48603"}],"version-history":[{"count":0,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/posts\/48603\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/media\/48604"}],"wp:attachment":[{"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/media?parent=48603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/categories?post=48603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prizrenpost.com\/al\/wp-json\/wp\/v2\/tags?post=48603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}